Share this link via:
Loan Calculator
Calculate EMI for any loan type — Home, Personal, Car, Education, Business, Gold. Includes loan eligibility by salary, amortization schedule, and loan-type presets.
Loan Calculator
₹50,000₹100,000,000
130%
130Y
Monthly EMI
₹26,035
Principal
₹30.00 L
Interest
₹32.48 L
Total
₹62.48 L
Principal (48.0%)
Interest (52.0%)
Loan Eligibility by Monthly Salary
| Monthly Salary | Max EMI (40%) | Max Loan Amount |
|---|---|---|
| ₹30,000 | ₹12,000 | ₹13.83 L |
| ₹50,000 | ₹20,000 | ₹23.05 L |
| ₹75,000 | ₹30,000 | ₹34.57 L |
| ₹1,00,000 | ₹40,000 | ₹46.09 L |
| ₹1,50,000 | ₹60,000 | ₹69.14 L |
| ₹2,00,000 | ₹80,000 | ₹92.18 L |
How much did you enjoy Loan Calculator?
Related Tools
Not Found
All-in-One Loan Calculator
This calculator supports all major loan types in India with pre-configured defaults for each. Select your loan type and the calculator auto-fills typical interest rates and tenure, which you can customize.
It also includes a loan eligibility estimator based on your monthly salary, following the 40% EMI-to-income ratio that most banks use.
Loan Types & Typical Rates (India 2024-25)
- Home Loan: 8.5-9.5% for up to 30 years
- Personal Loan: 10-16% for up to 7 years
- Car Loan: 8-10% for up to 8 years
- Education Loan: 9-12% for up to 15 years
- Business Loan: 12-18% for up to 10 years
- Gold Loan: 7-9% for up to 5 years
Got Questions? We have you covered
Banks typically allow EMI up to 40% of your monthly income. With a ₹50,000 salary, your max EMI is ₹20,000. At 8.5% for 20 years, this translates to approximately ₹23 lakh home loan.
Gold loans typically have the lowest rates (7-9%) as they are secured by gold collateral. Home loans come next (8.5-9.5%), followed by car loans (8-10%).
Support ToolSnak’s Mission
ToolSnak is completely free — no sign-ups, no limits. Enjoy AI writing tools, OCR, and more with zero hassle. Want to help us grow? We love your support. Thank you!
