PPF Calculator (India)
PPF Calculator (India)
PPF (Public Provident Fund) is a 15-year government-backed savings scheme with tax-free returns under Section 80C. Maximum ₹1.5 Lakh per financial year, current interest rate 7.1% p.a. compounded annually.
Outside India, similar schemes include the Roth IRA in the USA, ISA in the UK, Bausparvertrag/Riester-Rente in Germany — but PPF's tax-free returns and government guarantee are quite unique.
Maturity Amount
₹40.68 L
₹40,68,209
Total Invested
₹22.50 L
Total Interest Earned
₹18.18 L
Returns are fully tax-free. Investment qualifies for ₹1.5 L deduction under Sec 80C.
Support ToolSnak’s Mission
ToolSnak is completely free — no sign-ups, no limits. Enjoy AI writing tools, OCR, and more with zero hassle. Want to help us grow? We love your support. Thank you!
How much did you enjoy PPF Calculator (India)?
Related Tools
Not Found
How PPF Works
You can invest ₹500 to ₹1,50,000 per financial year, in lump sum or instalments (max 12 per year). The account locks in for 15 years and can be extended in blocks of 5 years.
Interest is calculated on the lowest balance between the 5th and last day of each month, and credited annually on March 31. Current rate: 7.1% p.a., set quarterly by the government.
Tax Benefits and Withdrawals
EEE category: Investment, interest earned and maturity proceeds are all tax-free.
Investment up to ₹1,50,000 qualifies for deduction under Section 80C of the Income Tax Act.
Partial withdrawal allowed from the 7th year. Loan against PPF available from the 3rd year.
