Goal-Based SIP Calculator
Enter your financial goal amount and time horizon to find out exactly how much monthly SIP you need. Includes inflation adjustment and multiple scenario comparisons.
Goal-Based SIP Calculator
Required Monthly SIP
₹21,520
per month
You'll Invest
₹25.82 L
Returns Earned
₹24.18 L
Invest ₹21,520/month at 12% return to reach your goal of ₹50.00 L in 10 years.
SIP Required at Different Time Horizons
| Time | Monthly SIP | Total Investment |
|---|---|---|
| 5 years | ₹60,616 | ₹36,36,965 |
| 10 years ← | ₹21,520 | ₹25,82,433 |
| 15 years | ₹9,909 | ₹17,83,676 |
| 20 years | ₹5,004 | ₹12,01,023 |
| 25 years | ₹2,635 | ₹7,90,458 |
| 30 years | ₹1,416 | ₹5,09,927 |
SIP at Different Return Rates (10 years)
8% return
₹27,149
/month
10% return
₹24,207
/month
12% return
₹21,520
/month
15% return
₹17,943
/month
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What is a Goal-Based SIP Calculator?
A Goal-Based SIP Calculator works in reverse — instead of telling you returns, it tells you how much you need to invest monthly to reach your target amount. This is perfect for planning major life goals like buying a house, child's education, retirement, or any financial milestone.
Simply enter your goal amount, expected return rate, and time horizon, and the calculator tells you the exact monthly SIP required.
Popular Financial Goals
- Child's Higher Education: ₹25-50 Lakhs
- House Down Payment: ₹10-30 Lakhs
- Retirement Corpus: ₹1-5 Crore
- Dream Car: ₹5-15 Lakhs
- Emergency Fund: ₹5-10 Lakhs
- Wealth Creation: ₹1 Crore+
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